Losing an advantage, loss of control, duty and responsibility, increased pressure and ticking clocks

Being unable to access a resource, database, or password-protected application
The character's finances being frozen
Communication channels becoming inaccessible
Not being able to open a safe or vault
Losing access to a key, cipher, or translation code
Not being able to access roads or critical travel routes
The character's utilities being shut off
A car or boat being repossessed
Losing access to camera footage or critical evidence
Being locked out of a social media account
The character losing access to their home or office because it's an active crime scene
A credit card being locked
A character's backup file being corrupted, resulting in lost work or information

Discovering someone has reset a critical password
Having to search a site for customer support or contact information
Having to contact a site's administrators for access
The character being unable to monitor their finances or pay bills remotely
Needing to create a backup plan
Being unable to pay for a lunch because a credit card is rejected
Having to find an alternate route or mode of transportation
Having to ask someone for help
Needing to borrow a replacement item from someone else
Being unable to get to personal belongings 
Needing to request a new password, key, identification card, etc.
Having to ask to see a manager or someone in authority
Redeveloping a cipher, translation code, key, etc.
Establishing communication in a different, less convenient way
Wasting time while waiting for access to be re-established